The Incidence of Mandated Employer-provided Insurance: Lessons from Workers' Compensation Insurance
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The Effect of Mandatory Employer-Sponsored Insurance (ESI) on Health Insurance Coverage and Employment in Hawaii: Evidence from the Current Population Survey (CPS) 1994-2003
The purpose of this study is to examine the impact of Hawaii’s mandatory employerprovided health insurance on insurance coverage and employment structure in Hawaii. We hypothesize that mandated employer-sponsored health insurance has three effects on health insurance coverage and the labor market. First, it increases employer-provided health insurance coverage for full-time workers. That is, pe...
متن کاملHow Does Health Insurance Affect Workers' Compensation Filing?
Workers’ compensation provides insurance against job-related injuries, but as many as half of injured workers choose not to file. A common explanation for this is the existence of private health insurance, an alternative source of health care that may discourage insured workers from taking the time to file a workers’ compensation claim. However, data from the NLSY paint a surprising picture: un...
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This is an experimental study in economics of mandated benefits. Most individuals who have health insurance in the US obtain it through their employer. Some states either have or are considering government mandates that require employers to provide insurance to all full-time workers. We use an experimental laboratory to investigate possible effects of alternative health insurance regulations on...
متن کاملWhat Can Economics Contribute to Social Policy?'
When it has been decided that universal access to a good is to be provided, governments in some cases provide it directly, as with public education and old-age benefits almost everywhere and health benefits in many countries. In other cases, governments mandate that employers provide benefits to workers or that persons obtain benefits directly themselves. Requirements that employers keep workpl...
متن کاملThe erosion of employment-based insurance: more working families left uninsured.
The number of Americans without health insurance rose from 38.4 million in 2000 to 47.0 million in 2006, primarily due to the precipitous decline in employer-provided health coverage for workers and their families. Nearly 3.9 million fewer Americans under 65 had employer-provided coverage in 2006 than in 2000. The downward trend in the rate of employer-provided insurance continued for the sixth...
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تاریخ انتشار 1991