One of the obstacles that has caused agricultural sector not to reach significant and expected growth is shortage of short, medium and long–term funds to finance various activities of this sector. This study aims at investigating the economic impacts of credits granted by Agricultural bank on farmers on Hirmand region. The statistical population of the survey included 4691 farmers of Hirmand re...

This paper has examined the major institutional changes in agricultural input markets and use of inputs across the farming community of the country in the previous decade. More specifically, it discusses the three aspects of inputs: (i) trend in major agricultural inputs use, (ii) their accessibility to small farmers, and (iii) institutional changes in the delivery of input and services. The st...

The paper analyzes the government budget cost of credit guarantees and subsidies. The analysis is done both in a general qualitative manner and quantitatively for the case of Czech Supporting and Guarantee Agricultural and Forestry Fund (SGAFF). In the quantitative part of the paper we show that the portfolio of the SGAFF has a sufficient value to cover expected costs of credit guarantees and s...

Agricultural households use assets not only for production as a source of income generation but also for protecting consumption from negative economic shocks. We show a model of household dynamic decisions on investment in agricultural productive assets under credit constraints and non-convex production technology. We test and estimate the model with data from Kagera, Tanzania in order to show ...

Under price ceilings and quality floors for agricultural inputs in cash crop sectors in developing countries where credit markets are weak, imperfect information on the ability of farmers to pay for their inputs at the end of the cropping season may lead the decentralized production of those inputs by risk averse private input providers to be inefficient. A coordinating agency and/or subsidies ...

By the end of 2011, agricultural population in accounted for 48.73% in China. Also, farmers in China are dispersed and their financial information is incomplete, which leads to credit risk evaluation system of farmers in China is not sound at all. Most Chinese banks even have not established the rating system, so farmer credit risk rating system pressed for solution. This study proposes an inde...

The farm financial crisis in the mid 1980s brought increased interest in credit evaluation models. Many agricultural lenders and financial advisors have adopted formal credit evaluation models to monitor and forecast financial performance. Various non-parametric and parametric methods have been utilized to estimate the models, such as: experience-based algorithms (Alcott, Splett et al.); mathem...

We partnered with a micro‐lender in Mali to randomize credit offers at the village level. Then, in no‐loan control villages, we gave cash grants to randomly selected households. These grants led to higher agricultural investments and profits, thus showing that liquidity constraints bind with respect to agricultural investment. In loan‐villages, we gave grants to a random subset of farmers wh...