The derivation of loss distribution from insurance data is a very interesting research topic but at the same time not an easy task. To find an analytic solution to the loss distribution may be mislading although this approach is frequently adopted in the actuarial literature. Moreover, it is well recognized that the loss distribution is strongly skewed with heavy tails and present small, medium...

A SAFETY, HEALTH, ENVIRONMENTAL and risk management professionals are stakeholders in issues involving safety, health and environmental protection. The insurance industry, in particular, is a major participant in the modern safety movement. As such, it exerts substantial influence on SH&E protection and regulatory compliance in various industrial, nonindustrial and commercial areas (including b...

This paper studies the connection between risk-sharing and organizational form. It models the organizational form decision as a trade-off between the superior capital market access of the stock form and a regulatory or agency advantage held by the mutual form. When capital is expensive, consumers will substitute away from paying investors to supply risk-bearing capital and toward bearing more r...

Introduction: Forest fires have contributed to increasingly serious global warming by great amount of CO 2 emissions and are seen as a loss carbon sink value, which could be reduced compensating economically via the Forestry Carbon Sink Insurance. However, estimating stock forest fire losses is crucial step calculating value. Methods: In this research, method proposed Seiler Crutzen (1980) was ...

The objective of this paper is to identify the current situation and trends in market property insurance offering protection against hurricane risk. This presents data on strong winds January February 2022 Poland damage caused by them. Information from General Headquarters National Fire Service, Energa Group Companies individual companies was used. analysis performed for data, it focused group ...