insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...

apart from other aspects, desert is a natural environment and is one of the appealing terrestrial elements. putting its symbolic and fictional senses aside, the term “desert” bears mystic sense more than material sense. in addition to the worlds materialistic experiences, desert has attracted the attention of writers because it creates a kind of inner experience, which returns the individual in...

ii abstract the legend of human being’s refulgence was distorted completely in the age of modernity. this new age, had some drastic negative effects, besides its positive qualities. one significant negative effect of it was the emergence of neurosis in human beings. aldous huxley’s brave new world was one of the novels of the 02 th century that contained the prophecy of criticizing ...

In this study, the transport of nalidixic acid-resistant Escherichia coli (E. coli NAR) through two soils of sandy loam and clay loam was investigated. Saturated and unsaturated flow conditions were applied at two temperatures of 5 and 20ºC. Leaching was done using large repaired soil columns which had been subjected to physical weathering. A 20-cm diameter disk infiltrometer was set up to esta...

In order to study the effect of air and root-zone temperature on yield, yield components, nodulation and nitrogen fixation of three annual medics, an experiment was conducted in controlled environment (growth chamber) at the Faculty of Agriculture, Tarbiat Modares University in 2006. The experiment was performed as a spilt split plot with the layout of completely randomized design with three re...