The automatic teller machine (ATM) is the most widely used e-Payment instrument in Nigeria. It is responsible for about 89% (in volume) of all e-Payment instruments since 2006 to 2008. Some customers have at least two ATM cards depending on the number of accounts operated by them and they represent the active users of the ATM cards. Furthermore, identity theft has been identified as one of the ...

Recently,The Automated Teller Machines (ATM) and Point of Sale (POS) are based on the Europay, MasterCard VisaCard (EMV) protocol. The goal EMV protocol is to enhance improve level transaction security at both ATMs Points Sale. Despite high performance electronic payment systems, they suffer from attacks that can lead unauthorized disclosure cardholder data. This paper describes its features, c...

Automated teller machine is very popular and most efficient ways for transaction of money. It perform financial transactions mostly cash withdrawal. It reduces the work load of banks as it is fully automated. Currently, Personal Identification Number(PIN) is used for security in ATMs and authentication is provided to the Users by entering the personal identification number (PIN).These PIN numbe...

background & objectives: cancer is a serious problem for human being and is becoming a serious problem day-by-day .a prerequisite for any therapeutic modality is early diagnosis. automated cancer diagnosis by automatic image feature extraction procedures can be used as a feature extraction in the field of fractal dimension. the aim of this survey was to introduce a quantitative and objectiv...

The aim of this study was to investigate bacterial contamination on surfaces randomly selected Automated Teller Machine and their sensitivity antibiotics in São Paulo city, Brazil. swabs collected aseptically were inoculated selective non-selective media triplicate incubated at 37 °C for 24 h. After Gram staining the isolated colonies, complementary biochemical tests applied. antibiotic pattern...

The objective of this study is to examine, using a dynamic panel data framework, the effects financial inclusion on performance banking sector, as measured by return assets, for eleven Arab countries during period 2012-2019. In addition and technologies indicators, our analysis incorporates macroeconomic variables. reveals that bank-specific variables have greater impact profitability banks tha...

This study examines e-fraud and bank performance: empirical evidence from Nigeria. Expo facto research design was used while time series data for the period of ten (10) years sourced Central Bank Nigeria (CBN) statistical Bulletin. Unit root test correlation matrix as a diagnostic tests. The Augmented Dickey Fuller (ADF) is to stationarity. results stationarity or unit show that all variables, ...