In this paper, we investigate the effect of the out-of-pocket premium on the decision to enroll in employer health insurance and other benefits plans including dental insurance, vision care, long-term care insurance, and wellness benefits. Previous estimates of the effects of premium on takeup of health insurance could be biased toward zero due to a correlation between premium and unobservable ...

The effects of work on the heart are mediated by chemical, physical, and psychological stressors. It is standard clinical practice to assess personal risk factors such as cigarette smoking, hypertension, and cholesterol. Evaluation of a patient’s acute symptoms and activity level at the time of presentation is also standard practice. However, clinicians typically do not assess workplace risk fa...

OBJECTIVES One of the main goals of the Affordable Care Act (ACA) is to control the costs of US healthcare. Channeling patients toward more effective services is one of many approaches being used to control costs while improving health outcomes. This paper reviews value-based insurance design (VBID) concepts and discusses options for states to encourage these designs in the new health insurance...