The authors investigated male juvenile delinquents' causal attributions about others' behavior and the salient pieces of information that the male juveniles used in arriving at their attributions. Participants were 82 male juvenile offenders whom the authors drew randomly from the population of juveniles who were incarcerated at a correctional facility. A concurrent mixed-methodological analysi...

this study aimed at finding out if banks and insurance companies in nigeria use crm as a marketing strategy as well as whether these organizations have employed the same variables to achieve customer relationship management. relevant literature was reviewed and a model consisting of seventeen variables was conceptualized and tested by means of empirical data collected through a questionnaire su...

Over the last decade, the structure and performance of Canadian financial institutions has undergone a profound transformation. Propelled by both regulatory changes and market innovations, Canadian financial institutions have found their historically protected markets opened to intense competition from a variety of different sources. The most significant regulatory change has been the piecemeal...

How does agricultural insurance affect the modernization of farming in low income countries? We focus on institutional contexts without formal contract enforcement, where smallholders cannot access modern inputs via markets. Instead, farmers can engage relational contracting with traders to sell their crop and gain (as an advance in-kind payment). Although conventional theory assumes that “crow...

Private accreditation of health care institutions serves crucial quality assurance functions in the American health care system. Since the advent of widespread third-party payment for health care services in the mid-twentieth century, third-party payers have used private accreditation to thereby identify which health care institutions are qualified to provide services for payment to their benef...

Financing dental health care in the Federation of Bosnia and Herzegovina (FBH) over the last 10 years was analyzed with respect to time before the war, during the 1992-1995 war, and after the war. In the first period (until 1991) the system was centralized, well structured, financed through the communities of interest, and burdened with a lack of financial discipline and high inflation. By the ...

XML is impacting the life insurance industry in a big way. A large number of life insurance companies has taken hold at all major life insurance companies. Most companies are in the process of exploring XML usage and the need for a standard vocabulary in order to facilitate communication. The widespread adoption and success of XML in the industry is due to comes from the proliferation of severa...

We propose a simple network–based methodology for ranking systemically important financial institutions. We view the risks of firms –including both the financial sector and the real economy– as a network with nodes representing the volatility shocks. The metric for the connections of the nodes is the correlation between these shocks. Daily dynamic centrality measures allow us to rank firms in t...