m-Banking technology has become one of the most familiar banking features throughout the world. Nowadays millions of inhabitants of Bangladesh are within a network through mobile network coverage. But in the commercial sectors like banking, m-Commerce technology has not been adopted broadly yet. In context of Bangladesh where almost 95% of geographical areas including Chittagong Hill tract regi...

In recent years, the adoption of electronic banking (e-banking) began to occur quite extensively as a channel of distribution for financial services due to rapid advances in information technology (IT) and intensive competitive banking markets. Despite this growth of IT worldwide, Omani banks continue to conduct most of their banking transactions using traditional methods. Understanding the rea...

This paper investigates the competitive aspects of multi-product banking operations. Extending Panzar and Rosse’s (1987) model to the case of a multi-product banking firm, we show that higher economies of scope in multi-product banking are associated with lower Panzar–Rosse measures of competition in the banking sector. To test this empirical implication and determine the impact of multi-produc...

There is a vast literature on regulatory, monetary and institutional aspects of traditional banking system. This is not true for the interest-free Islamic banking framework. In this paper, the functions and tools of central banking in an Islamic framework are evaluated, and suggestions for adapting and revising the currently used tools of central banking for the Islamic central banking are made...

The present paper exhibits the growth of information technology in various bank groups. In our country in 2009, 79 percent branches are under core banking. The maximum technology is taking place in new generation private sector banks as well as foreign banks. 43.5 percent are off site ATMs in our country. Public sector banks have more on site ATMs whereas new private sector banks and foreign ba...

In this paper we study the applicability of Probabilistic Neural Networks (PNNs) as core classifiers to medium scale speaker recognition over fixed telephone networks. In particular, banking applications with up to 400 enrolled speakers and short training times are targeted. Two PNN-based open-set text-independent systems for Speaker Identification and Speaker Verification correspondingly are p...

Once the responsibilities of central bank increases, developing good governance for achieving its different aims to satisfy the required statutory power becomes more complicated. In the case of the central bank of Islamic republic of Iran - as monetary policymaker and supervisor-this issue is valid as well. Considering the necessity of independency, accountability, and transparency for developi...

This paper applies autopoietic theory to examine the nature of IS–organization relationships involving coevolutionary processes among an organization and its IS, IS organization issues, and the impacts on an organization’s competitive advantage. By drawing on a longitudinal field study in an international investment banking organization, where the development of a core IS has been studied since...

This paper examines the drivers of adoption of Internet banking and the linkages among adoption drivers and outcomes (product acquisition, service activity, profitability, loyalty). We relate Internet banking adoption to customer demand for banking services, the availability of alternative channels, customers' efficiency in service coproduction (“customer efficiency”), and local Internet bankin...

The development of online banking technology revolution in recent years, and speed of this development is extremely rapid. Online banking technology also spreads widely and influences deeply not only economic activities of business, households and governments but also various areas of people’s daily life. With the liberalization and internalization of financial markets, in terms of the entrance...