This paper studies the connection between risk-sharing and organizational form. It models the organizational form decision as a trade-off between the superior capital market access of the stock form and a regulatory or agency advantage held by the mutual form. When capital is expensive, consumers will substitute away from paying investors to supply risk-bearing capital and toward bearing more r...

Introduction: Forest fires have contributed to increasingly serious global warming by great amount of CO 2 emissions and are seen as a loss carbon sink value, which could be reduced compensating economically via the Forestry Carbon Sink Insurance. However, estimating stock forest fire losses is crucial step calculating value. Methods: In this research, method proposed Seiler Crutzen (1980) was ...

A NONTECENICAL EXPOSITION OVERVIEW In his insightful and groundbreaking essay entitled The Structure of Scientific Revolutions, Thomas S. Kuhn discussed the notion of scientific advancement. In particular, he introduces the idea of a paradigm, a body of knowledge and beliefs which provides direction for research. The development and acceptance of a paradigm is a key factor in transforming a gro...

The objective of this paper is to identify the current situation and trends in market property insurance offering protection against hurricane risk. This presents data on strong winds January February 2022 Poland damage caused by them. Information from General Headquarters National Fire Service, Energa Group Companies individual companies was used. analysis performed for data, it focused group ...