In the present work we report recent progress in development of dialect recognition system for the Standard Modern Greek and Cypriot dialect of Greek language. Specifically, we rely on a compound recognition scheme, where the outputs of multiple phone recognizers, trained on different European languages are combined. This allows achieving higher recognition accuracy, when compared to the one of...

The paper serves as background material for the review of debated issues and standpoints in the theory and application of Islamic economics, IE; and for discussion of fruitful research avenues in application of IE to modern economies. The focus is on six areas: (1) theory: links between IE and mainstream economics; while topics (2) to (6) treat applications of the given directives in Islamic ec...

2 Is cooperative action modern or old fashioned? Why should policymakers pursue it in development strategies? In what way are cooperatives different in terms of economic theory and organisation theory? And if there are differences in organisation, human resource management practices, property rights and forms of collective action, what are the governance issues to be addressed so as to allow co...

The purpose of this document is to provide an overview on the growth on mobile phone and PDA devices and use in business-oriented modern day life style. The explosion of smartphones in enterprise and personal computing heighten the concerns of security and privacy of users. Now a day’s use of mobile is in every walk of life like shopping, trading, paying bill and even using internet banking. Bu...

We compare allocations sustained by credit with allocations sustained by bank notes (inside money) in a search model with decentralized trade and limited monitoring. We demonstrate that there exists a credit arrangement that is superior to inside money. However, in contrast with inside money, this arrangement is not robust to an expansion of trade that is not accompanied by an adequate increase...

due to the increasing importance of internet banking and the critical actions taken by banks in order to offer internet banking services in iran and also according to the increasing number of customers using internet banking services, it is essential for bank marketers to understand internet banking customers better. only through this comprehension the marketers are able to develop strategies a...

Within the article, the impact of modern digitalization processes on changing household credit behavior is considered. Much attention is paid to defining the essence of digitalization and exploring the features of its impact on the financial services market. Accordingly, the content of household credit behavior and its individual models are examined. This behavior is proposed to be considered a...

The goal of the study is to analyze factors of website quality that could influence e-banking customer satisfaction in the Chinese commercial banking industry. Moreover, the paper also tries to explain the relationship between website quality and customer satisfaction, and to find some major variables for keeping high level e-banking customer satisfaction. The data demonstrated that website qua...

The aim of this paper is to use historical insights from modern commerce as entry points to examine the macro-level phenomena associated with electronic commerce (EC). Commerce in its modern form first appeared in early 13 century Italy where conducive political conditions existed. Trade facilitated the exchange of goods, thereby enhancing the efficiency of processes between production and cons...

credit risk is defined as a situation in which the liability itself and its interests are not paid back based on the terms determined in contract. in fact, it is considered as the most important risk each bank has to encounter, among the ones present in banking operations, which is actually because of bank's later life being dependent on it. therefore, carefully taken into account, the fac...