knowledge is one of the most important accomplishments of human being in confrontation with phenomena and facts whichhe acquires through his cognitive faculties. throughout the history of philosophy, there was always this confusion that whether or not beliefs are influenced by his non-epistemic areas and external elements, and if so, is it epistemically acceptable or the agent should avoid thes...

Guaranteed Annuity Options (GAOs) are options available to holders of certain pension policies. Under these contracts, policyholders contribute premiums into a fund managed by the insurer. At retirement, the policyholders buy life annuities at a guaranteed rate provided by the original insurer, or annuitize with another insurer. If the guaranteed annuity rates are better than the prevailing rat...

This article assesses insurance uptake in three community-based health insurance (CBHI) schemes located in rural parts of two of India's poorest states and offered through women's self-help groups (SHGs). We examine what drives uptake, the degree of inclusive practices of the schemes and the influence of health status on enrolment. The most important finding is that a household's socio-economic...

If you mistake a model car for real car, you're going to have problems. I spent much of my life making that in thinking about atonement. had read “God's justice requires penalty be paid every sin”1 and “to atone is suffer the sins, thereby removing effects sin from repentant sinner allowing him or her reconciled God.”2 was mid-thirties when discovered this penal substitution idea one many diffe...