Online trust is growing in importance. Consumers and businesses, feeling the pressure of economic downturn and terrorism, increasingly look to buy from and do business with the most trusted Web sites. Companies’ perception of customer trust has steadily evolved from being a construct involving security and privacy issues to a multidimensional, complex construct that includes credibility, emotio...

Payment systems using electronic money (e-money) make it very easy for people to payment transactions. But on the other hand, can also affect lifestyle of various groups in society, because is more effective and makes someone consumptive with all conveniences offered. This study aims determine how behavior E-Money users. uses primary data obtained from respondents' answers. The population this ...

Payment is an important factor in a purchase transaction. Ease of payment is a convenience factor in shopping. The easier way of payment of the service users will be more comfortable in the shop. The conditions will be different if the groceries are many and varied and the quality but the payment difficulties. In this research will be investigated whether the payment model most widely used on t...

Credit-card issuers in the United States have begun to explore the idea of introducing electronic-cash products. Seven financial giants, including Wells Fargo, Chase Manhattan, and MasterCard, have agreed to market the Mondex electronic cash product in the United States.1 VISA is developing a separate product. These products consist of a plastic payment card and other accessories, and consumers...

Credit-card issuers in the United States have begun to explore the idea of introducing electronic-cash products. Seven financial giants, including Wells Fargo, Chase Manhattan, and MasterCard, have agreed to market the Mondex electronic cash product in the United States.1 VISA is developing a separate product. These products consist of a plastic payment card and other accessories, and consumers...

In this paper, we introduce a new electronic money methodology: sub-contracting the blinding to a trustee and using an Identitybased piece of information to achieve provable privacy and security. This variation on the Brickel, Gemmel and Kravitz paradigm [2] offers protection against various attacks minimizing user’s computational requirement. Furthermore, our scheme offers various complexity/p...

Both academics and central banks have recently started to analyze merits dangers of introducing bank digital currencies (CBDC), i.e., some form moneyCentral bankCentral money handled through electronic means accessible the broad public.

mobile commerce is whatever electronic transfer or transaction via a mobile modem through a mobile net in which the true value or advance payment is done for goods, services or information. a mobile payment system should be beneficial for all related persons. for a payment system to be a successful system, end-user, seller, exporter and operators should see a additional value in it. end-user pr...

The paper develops model checking techniques to examine NetBill and Digicash. We show how model checking can nd atomicity problems by analyzing simpliied versions of these protocols that retain crucial security problems. For our analysis we used the FDR model checker 13]. Note to reviewers: This is an extended abstract only. We anticipate that some of the work described in Section 5 will be com...