This literature review seeks to map the state of research on the effects of digitization on personal financial behavior and management through a bibliometric analysis and a systematic literature review. The findings indicate that current knowledge is primarily based on perspectives of actors in commerce and systems development. More research is needed on how personal financial behavior change i...

Cressey’s [1] fraud triangle examined the motivation for crime. McMahon et al. [2] suggest there is a need to move beyond the traditional fraud triangle to fight white-collar crime. In this article, we suggest a white-crime triangle which includes financial motive, organizational opportunity and deviant behavior. The suggested white-collar crime triangle is based on convenience theory [3], wher...

evaluating the impact of organizational factors andmanagement of deviant workplace behavior is an important issue. it helpsto explain the situation to senior managers in order to plan and makedecision to prevent or mitigate such a behavior. this study evaluates theimpact of organizational factors and management (unfair laws,organizational culture, compensation/ remuneration structure, negative ...

The goal of this research is to see how financial behavior, attitudes, and literacy affect student investment decisions. Students from South Jakarta serve as case studies in study. This study quantitative, meaning it uses numbers a baseline. information was gathered by an online questionnaire that distributed 110 people using purposive sample technique. With the help SmartPLS application, data ...

This study was conducted to examine whether Financial Literacy, Lifestyle, Attitude and Locus of Control have an effect on Management Behavior in Accounting Students at Yapis University, Papua. The population this were all active registered accounting students University Samples taken using purposive sampling method with a sample size 50 respondents. data used obtained questionnaire. Data analy...

We explore household consumption surrounding federal tax returns filings and refunds receipt to test various theories of consumption. Because uncertainty regarding the refund is resolved at filing, precautionary savings theory predicts an increase in consumption at this date. Contrary to this prediction, we find that households generally do not increase consumption at filing. Following the rece...

I study the allocation of human capital in an economy with production externalities, financial constraints and career choices. Agents choose to become entrepreneurs, workers or financiers. Entrepreneurship has positive externalities, but innovators face borrowing constraints and require the services of financiers in order to invest efficiently. When investment and education subsidies are chosen...