The potential use of TerraSAR-X and Radarsat-2 data for soil moisture retrieval over bare agricultural areas was investigated using both empirical and semi-empirical approaches. For the empirical approach, the Support Vector Regression (SVR) model was used with two cases: (1) using only one C-band or X-band image; and (2) using a pair of C-band and X-band images jointly. For the semi-empirical ...

insurance industry experts believe that fraud is a destructive disaster in the insurance industry. over the years, many methods have been used in the literature for fraud detection, one of which is expert systems. fraud detection expert systems are based on the knowledge of experts in the field of insurance identify fraud. judgment of experts is mostly based on evidence, documents, qualitative ...

in addition to its primary role of providing financial protection for other industries the insurance industry also serves as a medium for fund mobilization. in spite of the harsh economic environment in nigeria, the insurance industry has been crucial to the consummation of business plans and wealth creation.  however, the continued downturn experienced by many countries, in the last decade, se...

in many countries, studies to determine the severity of desertification and providing land plans to implement desertification. one of the models is modified medalus or iranian model (imdpa), has been used in present research in order to investigate desertification situation in the tashk region of fars province. in this research, the modified imdpa model used with emphasis on the water, soil and...

Exposure to highly toxic pesticides could potentially cause cancer and disrupt the development of vital systems. Monitoring activities were performed to assess the level of contamination; however, these were costly, laborious, and short-term leading to insufficient monitoring data. However, the performance of the existing Soil and Water Assessment Tool (SWAT model) can be restricted by its two-...

The problem of valuation of life insurance payments with policyholder behaviour is studied. First a simple survival model is considered, and it is shown how cash flows without policyholder behaviour can be modified to include surrender and free policy behaviour by calculation of simple integrals. In the second part, a more general disability model with recovery is studied. Here, cash flows are ...

The problem of the valuation of life insurance payments with policyholder behavior is studied. First, a simple survival model is considered, and it is shown how cash flows without policyholder behavior can be modified to include surrender and free policy behavior by calculation of simple integrals. In the second part, a more general disability model with recovery is studied. Here, cash flows ar...