In this paper, we study credit risk transfer (CRT) in an economy with endogenous financing (by both banks and non-bank institutions). Our analysis suggests that the incentive of banks to transfer credit risk is aligned with the regulatory objective of improving stability, and so the recent development of credit derivative instruments is to be welcomed. Moreover, we find the transfer of credit r...

this paper examined the charge of circulating assets in common law jurisdiction. the aim was to know the way and basis that it is constituted and to find out its profits for creditors and also to find out its meaning and its impacts in market. the conclusion was that floating charge provides an appropriate security and benefits for the chargee and chargor, where chargee can achieve his benefits...

Financial institutions and banks continuously claim to provide customer driven services. For this banks and financial institutions are adopting the unique concept of business process reengineering i.e., fundamental rethinking and radical redesign of the business processes to achieve dramatic improvements in critical, contemporary measures of performance such as cost, quality, service and speed....

In this paper we address the problem related to determination of the most suitable candidates for an M&A (Merger & Acquisition) scenario of Banks/Financial Institutions. During the pre-merger period of an M&A, a number of candidates may be available to undergo the Merger/Acquisition, but all of them may not be suitable. The normal practice is to carry out a due diligence exercise to identify th...

Studies of the differences in operating performance of minorityand nonminorityowned commercial banks date back to the 1970s and early 1980s. The focal point of much of this research was to investigate the long-term viability of minority-owned institutions. Some studies investigated declining lending trends among minority institutions (Boorman and Kwast 1974 and Meinster and Elyasiani 1988), whi...

The circular economy agenda is widely seen as a response to climate change and forcing societies re-evaluate how resources are used towards creating sustainable that free of waste. Financial institutions being pressured finance projects investment. But for financial participate in the economy, there must be clear benefit institutions. In this paper, I highlight banks other paper uses discourse ...

This paper draws on network theory to investigate European banks’ sovereign debt exposures. Banks’ holdings of sovereign debt build a network of financial linkages with European countries that exhibits a long-tail distribution of node degrees. A highly connected network core of 15 banks is identified. These banks accounted for the majority of sovereign debt investments between December 2010 and...

The aim of this paper is to empirically investigate the effect of Intellectual Capital (IC) and its components on financial performance of Iranian banks accepted in Tehran Stock Exchange (TSE). The financial performances were measured by return on equity (ROE), return on assets (ROA), assets turnover (ATO), and book to market ratio (MB). This research covers 14 banks listed in TSE over the peri...

Over the past two decades, Germany experienced several periods of banking system instability rather than full-blown banking system crises. In this paper we introduce a continuous and forward-looking stability indicator for the banking system based on information on all financial institutions in Germany between 1995 and 2010. Explaining this measure by means of panel regression techniques, we id...