Services being developed by the EU Agentcities project require, and would benefit from having security. This paper focuses on analysing and specifying agent security services for an Agentcities e-Banking service. In this version of the service we have defined a set of requirements for core, general and Multi-Multi Agent Systems (MMAS) scenarios to support confidentiality, integrity, and authent...

This study proposes and empirically tests a research model regarding the use of electronic financial services based on the e-service acceptance model. The current study categorizes electronic financial services provided by banks into transaction-oriented services (TOS) and communication-oriented services (COS), in order to investigate the co-value creation phenomenon through customer participat...

Phishing is a new type of network attack where the attacker creates a replica of an existing web page to fool users in to submitting personal, financial, or password data to what they think is their service provider‟s website. The concept is an end-host based anti-phishing algorithm, called the Link Guard, by utilizing the generic characteristics of the hyperlinks in phishing attacks. The link ...

Cloud computing is clearly one of today’s most enticing technology areas due, at least in part, to its costefficiency and flexibility. However, despite the surge in activity and interest, there are significant, persistent concerns about cloud computing that are impeding momentum and will eventually compromise the vision of cloud computing as a new IT procurement model. It gives a summary of Clo...

Ownership structures widely differ across the EU. While large blockholdings dominate in the banking sector in Continental Europe, ownership is widely dispersed in the United Kingdom. These differences have consequences for corporate governance in the EU banking sector. This paper analyzes the efficiency of shareholder control and hostile takeovers as corporate governance mechanisms in the EU ba...

Wir zeigen, dass die in heutigen e-Banking Systemen eingesetzten CAPTCHAs unsicher sind, d.h. von einem Programm ausreichend schnell gelöst werden können, um praktische Attacken zu ermöglichen. Auch die von den Banken in letzter Zeit häufig propagierte Lösung mTAN (mTAN) ist aus unserer Sicht problematisch. Wir plädieren deshalb für den Einsatz kostengünstiger, Hardware-basierter Token, die tra...

The quality of software is enhanced by using the design patterns. The design patterns are the reusable component used in the development of the software, which delivers improved quality software to the end users. The researchers have developed design patterns for user interface, e-commerce applications, mobile applications, text classification and so on. There are no design patterns for interne...

Advances in electronic banking technology have created novel ways of handling daily banking affairs, especially via the online banking channel. The acceptance of online banking services has been rapid in many parts of the world. In the leading e-banking countries the number of ebanking contracts has exceeded 50 percent. This study investigates into online banking acceptance in the light of the ...

Greater transparency and disclosure of bank activities will not prevent future banking crises unless appropriate monetary, fiscal, and regulatory policies are also adopted. Nonetheless, greater disclosure of banking problems can reduce the costs of banking crises, even if transparency is not a panacea for preventing banking crises. key words: Disclosure, Transparency, Banking Crisis This paper ...