a r t i c l e i n f o Paying particular attention to the degree of banking market concentration in developing countries, this paper examines the effect of credit information sharing on bank lending. Using bank-level data from African countries over the period 2004 to 2009 and a dynamic two-step system generalised method of moments (GMM) estimation , it is found that credit information sharing i...

The Basel Committee for Banking Supervision recently drew a great deal of attention when they published their proposal for a New Basel Capital Accord (2001). Among the critisism, praise, and numerous responses it generated, one aspect was given very little attention: the credit cycle. Traditionally, credit had been granted at the same or very similar conditions to all the credit applicants who ...

In this study, we drew from the existing online trust model to develop a specific model of online lending platform trust from the perspectives of cognition-based trust and affect-based trust. Trust between lenders and borrowers have been discussed a lot but there are no empirical studies focusing on trust toward lending platforms. The dearth of the relevant studies on this aspect indicates the ...

Micro-lending has been introduced as an effective antipoverty tool in recent decades. However not all of micro-lending institutes are successful both in accomplishing their mission and in loan recovery. According to World Bank’s focus note (2006), less than a quarter of its projects that funded micro-lending were judged successful. This paper describes a specific type of micro-lending (Grameen ...

The purpose of the study is to empirically test the presence of a bank lending channel in the Turkish economy. The empirical investigations are focused on the bank lending behaviour of 58 deposit money banks in the Turkish banking system over the period 19881999. The estimation methodology of the empirical analysis differs from that of similar studies in the literature, providing econometricall...

Key points • Although ‘peer review’ has quasi-sacred status, times are changing, and peer review is not necessarily a single and uniformly reliable gold standard. • For publishers, peer review is a process not an outcome. • Academics understand peer review, but are often ignorant about the quality checking mechanisms within wider publishing. • Self-publishing has led to the much wider availabil...

Main duties: Underwriting and processing loan applications; collecting and analyzing information which reflects the credit worthiness of applicant; monitoring loan repayment activities; completing the monthly various financial reports for both loan department and CB.

This research-in-progress employs expectancy theory to evaluate key factors that may motivate students to participate in the peer evaluation process of group projects. The preliminary results indicate that students generally perceived peer evaluation being taken into consideration in determining peers’ grades to be the most attractive outcome of a peer evaluation system. The second attractive o...