REQUIRED) A decade ago, the microfinance industry prided itself on its trends toward financial and operational sustainability. Recently, investors, donors, lenders, regulators, and microfinance institutions have been more concerned with social and outreach performance. Transactions cost and distance theories inform a new ICT-enabled microfinance institution (MFI) outreach theory positing that i...

A study of the spectrum of use and related ICT infrastructure costs This report records work that Becta has done with schools which have implemented a range of open source software (OSS) solutions. This project, funded by the DfES, was one of an interrelated series, all looking at ways of helping schools make effective and sustainable use of ICT by exploring the total cost of ownership (TCO) of...

As organizations continually implement changes to their information and communication technologies (ICT) infrastructure, change has become an increasing part of "business as usual". Managers are routinely requested to justify expenditure, explain business benefits, and provide ex-ante and ex-post evaluations of ICT initiatives. Ex-ante evaluation is defined as predictive evaluation, and is ofte...

Studies in the past documented that proper use of Information and Communication Technology (ICT) can positively impact learning. It has been shown that the use of ICT can help students develop inquiry and thinking skills, increase learning opportunities, enhance learning activities, and improve learning outcomes for students. While there are bright prospects, barriers still exist in certain are...

ICT infrastructure investments in educational institutions have been one of the key priorities of education policy during the last decade. Despite the attention, research on the effectiveness and efficiency of ICT is inconclusive. This is mainly due to smallscale research with weak identification strategies which lack a proper control group. Using the 2011 ‘Trends in International Mathematics a...

the study examined the utilization of information and communication technologies by agricultural extension workers in niger state, nigeria. to achieve the study objective, 206 respondents were proportionately and randomly selected from the three agricultural zones in the state through multi-stage sampling technique. validated questionnaire with reliability coefficient of 0.81 was used to collec...

We investigate the strategic association between information and communication technologies (ICTs) and sustainability using empirical data. Our hypothesis is that ICTs can promote a country’s sustainability. In our framework we include the ICT factors of access, quality, affordability, applications, and institutional efficiency & sustainability. Sustainability is represented by individual devel...

Organizations today have a diversity of applications available to support the management of customer relationships, namely electronic-customer relationship management (eCRM) applications. Despite the growing need of understanding eCRM in small and medium-sized enterprises (SMEs), eCRM research is largely focused on large organizations. Building on the theory of dynamic capabilities, this paper ...