In the wake of the 2008 financial tsunami, existing methods and tools for managing financial risks have been criticized for weaknesses in monitoring and alleviating risks at the systemic level. A 2009 article in Nature suggested new approaches to modeling economic meltdowns are needed to prevent future financial crises. However, existing studies have not focused on analysis of systemic risk at ...

This paper considers the interactions between financial sector reform and entrepreneurial development with a focus on identifying policies appropriate for fostering entrepreneurial discovery and learning. Using a simple model of occupational choice with moral hazard, it analyzes the effects of Financial Liberalization policies (McKinnon, 1973) on the development of industrial entrepreneurship. ...

This paper examines how public intervention (prudential policy) in the banking area should be pursued and aims at providing points for discussion in considering what kind of system should be established to promote both the efficiency and stability of banking functions. The basic thrust of the paper is that it is effective to utilize market mechanisms to improve the efficiency of banking functio...

The subject of government bank regulation is intimately intertwined with that of government deposit insurance. If the government is to insure bank deposits, it should also have some say in the risks that insured banks are allowed to take, otherwise it would leave itself wide open to unlimited potential losses. John H. Kareken (in this issue) comes close to arguing that banks without government ...

Banking in carrying out its operational activities is always required to achieve high profitability. This study aims examine the effect of Bank Size, Capital Structure, Interest Rates and Loan Deposit Ratio on Profitability Companies Listed Indonesia Stock Exchange 2016-2019 Period. The approach that processes research data a quantitative approach. population this were 43 companies with 25 samp...

Banking sector development is considered as an essential driver of economic growth. Thus, this study examines the impact banking on growth Sierra Leone using indicators like bank liquidity reserve to asset ratio, domestic credit private sectors, interest rate spread, gross savings and deposit rate, product yearly data from period 2001 2017. An empirical model was carried out ordinary least squa...

This study aims to provide empirical evidence regarding the impact of COVID-19 pandemic on banking performance in Indonesia. examines differences Indonesian before and during pandemic. Banking this was measured using CAMEL measure. The analysis carried out by conducting a different test SPSS application version 22.0. Based results tests conducted 205 observations from 2018 2021, it found that C...

How Well Capitalized Are Well-Capitalized Banks? T he wave of bank and savings and loan failures in the 1980s and early 1990s, and the resulting losses to deposit insurance funds, served to highlight the need for banks to hold sufficient capital to survive difficult times. In addition, many argued that deposit insurance made it imperative that banks be better capitalized, since deposit insuranc...