Objectives: Better information on the potential costs of HIV/AIDS to the private sector is needed to determine whether companies have a financial incentive to invest in prevention and treatment interventions. Our objective was to estimate the cost of HIV/AIDS to businesses in Africa using company-specific data on employees, costs, and HIV prevalence. Methods: Six formal sector enterprises in So...

BACKGROUND Information on the potential costs of HIV/AIDS to the private sector is needed if companies are to be given a financial incentive to invest in prevention and treatment interventions. OBJECTIVES To estimate the cost of HIV/AIDS to businesses in southern Africa using company-specific data on employees, costs, and HIV prevalence. METHODS : Six formal sector enterprises in South Afri...

Many organizations suffer poor performance because its members fail to coordinate on efficient patterns of behavior. In previous research, we have shown that financial incentives can be used to find a way out of such performance traps. Here we examine the sensitivity of this result to the ability of people to observe others’ choices. Our experiments are set in a corporate environment where subj...

We examine the effects of education on financial decision-making skills by identifying an interesting source of variation in pertinent training. During the 1990s, an increasing number of individuals were exposed to programs of financial education provided by their employers. If, as some have argued, low saving frequently results from a failure to appreciate economic vulnerabilities, then educat...

PT Anta Utama is a ticket sales service company with experience in the fields of: Transportation, ticketing, travel documents, haj/umroh, and tourism tours. The purpose of this study to explain whether incentives can increase employee loyalty, organizations are required pay more attention financial factors that affect them such as non-employee incentives. This research method use quantitative c...

The collection and analysis of financial data, referred to as financial intelligence, is gaining recognition as a key tool in the war on crime in general and terrorism in particular, and there is a burgeoning industry providing sophisticated computer technology and complex mathematical models to mine financial data and single out unusual patterns of transactions. The process to develop financia...

BACKGROUND Due to the aging of the population, there is a societal need for workers to prolong their working lives. In the Netherlands, many employees still leave the workforce before the official retirement age of 65. Previous quantitative research showed that poor self-perceived health is a risk factor of (non-disability) early retirement. However, little is known on how poor health may lead ...