The ATM (automated teller machine) industry is interested in the impact on the human to computer interface when new transaction types or technologies are established. Cardless transactions and pre-staged transactions combined with mobile technology and/or biometric technologies allow a new customer experience on self-service terminals. We want to substantiate the impact of integrating mobile an...

The Automated Teller Machine has become an integral part of our society. Using the ATM however can often be a frustrating experience. How often have some of us experienced the people in the queue in front of you reinserting their card for another transaction. Why does this happen? Is there a design flaw in the user interface? It seems that many ATM navigation menus are not as intuitive or as ef...

This work aims at improvising the security and authenticity of the Automated Teller Machine (ATM) using a trusted third party application. This system would in turn benefit all the customers who have a valid ATM card registered officially with their mobile number. This system provides the following facilities of withdrawing currency at any remote terminal, verification of the end users identity...

Automated teller machine (ATM) nowadays are a favourite spot for attackers as they available everywhere and much easier to rob. Generally, ATM attacks can be either physical or ATM-related fraud attacks. In this paper the idea of an system with multilayer security is proposed help internet things (IoT), fingerprint identification face recognition increase ATM. The counter identified by using sp...

The authors show that integrity protection as a technical means towards automated teller machine (ATM) security is not enough to establish trust towards ATM users. The attacks, aiming at getting into possession of users’ bank card details and personal identification numbers (PINs) are manifold. The authors come up with a solution that allows users to establish trust into the ATM integrity prote...

in this paper the real time operation of an automatic teller machine (atm) is analyzed using atimed petri net (tpn) model. in the modeling, the probability of arrivals, the speed andattentiveness of customers (clients) are taken to account. different parameters are based onthe statistical data. the model is simulated for 24 hours. the diagrams of number ofsucceeded customers, failed references ...

Securing automated teller machines (ATMs), as critical and complex infrastructure, requires a precise understanding of the associated threats. This paper reports on the application of attack-defense trees to model and analyze the security of ATMs. We capture the most dangerous multi-stage attack scenarios applicable to ATM structures, and establish a practical experience report, where we reflec...

This study provides minimum economic growth (or GDP growth) critical masses or thresholds that should be exceeded in order for demand-side mobile money factors to favorably drive innovations financial inclusion developing countries. The considered are accounts, the phone used send money, and receive money. empirical evidence is based on tobit regressions. For positive net relationships establis...

Human computer interaction technology has been applied too much in Automated Teller Machine’s design, such as interface design. In this paper, we have done a survey on human computer technology for ATM and presented an investigation of the ATM’s design on the precious literatures. The user experience test and evaluation of the prototype are reviewed and discussed in details, and we find the def...