Business finance has been a major problem facing most businesses, both the small and large companies as well as the medium ones. Small and Medium Scale Enterprises (SMEs) are no exceptions of the problems faced by businesses. These enterprises are mostly managed by low income earners. Some of these enterprises cannot grow into large companies because of lack of funds. The objectives of the stud...

BACKGROUND Current literature shows that people with a disability have a lower income than people without a disability. Disabled people often experience difficulties with health care access.The objective of this study is to assess the current financial situation and poverty rate amongst disabled people in Flanders. Furthermore we wanted to analyze factors that contribute to the risk of poverty ...

BACKGROUND Ghana since 2004, begun implementation of a National Health Insurance Scheme (NHIS) to minimize financial barriers to health care at point of use of service. Usually health insurance is expected to offer financial protection to households. This study aims to analyze the effect health insurance on household out-of-pocket expenditure (OOPE), catastrophic expenditure (CE) and poverty. ...

Poverty is a widespread problem not only inflicting poor nations, but also nations like the United States of America. In the history of the United States, women and racial minorities had always been persistently struggling with poverty. This paper intends to investigate poverty among Hispanic women between 2005 and 2010 and identify and analyze the relevant contributing factors. Within this per...

This Discussion Paper is issued under the auspices of the Centre's research programme in FINANCIAL ECONOMICS. Any opinions expressed here are those of the author(s) and not those of the Centre for Economic Policy Research. Research disseminated by CEPR may include views on policy, but the Centre itself takes no institutional policy positions. The Centre for Economic Policy Research was establis...

EPAR is conducting a two-phase literature review on pathways out of poverty for low-income households in developing countries. The initial phase of the review consists of identifying and categorizing general strategies and outcomes empirically demonstrated to be associated with poverty alleviation. The second phase of the review will evaluate the available evidence on the identified pathways an...

The United States experienced an unprecedented financial crisis after 2007. This paper analyzes whether retirees had enough wealth built up to weather the financial risks that materialized in the crisis. Financial risks associated with saving for retirement had increasingly shifted onto individuals and away from the public and employers during the decades before the crisis. This growing persona...

The paper established the facts that poverty is indeed increasing in Nigeria based on the poverty assessment study commissioned and sponsored by the World Bank in 1995. It further indicated in the introduction that the World Bank and the IMF group are focusing on poverty reduction as a prerequisite for debt relief. The paper is structured into five sections with introduction being section one. ...

The present paper utilises a short-run theoretical macroeconomic model of a small open economy to look at the impact of macroeconomic policies and financial deepening upon poverty through sectoral changes. This is because an expansion in certain sectors may cause greater poverty reduction. The model involves a non-traded and a traded sector on the formal side of the economy. The former is more ...