Sharia Bank is a business entity that collects funds from the public in form of deposits and distributes them to community order improve standard living many people. This study aims determine effect Non-Performing Financing (NPF) Mudharabah financing Murabahah on Banking Profitability. research quantitative type. data taken annual report Islamic banking Financial Services Authority (OJK). The v...

This paper shows that borrowers’ ethical behavior leads lending banks to loosen financing conditions when setting loan rates. We advance the banking literature by stressing that the previous financing loosening is enhanced when there is similarity of lenders and borrowers along their ethical domain given that such similarity brings about familiarity and trust in non-opportunistic behavior betwe...

Theory makes ambiguous predictions about the effects of bank market structure on access to external finance. Using a unique database for 74 countries and for firms of small, medium and large size we assess the effect of banking market structure on the access of firms to bank finance. We find that bank concentration increases financing obstacles, but only in countries with low levels of economic...

Tightening financial regulation squeezes banking activities into the shadow banking sector, which may hurt financial stability and production (Plantin, 2014). Unlike Plantin’s work, we investigate regulations that reduce banks’ leverage and dampen financial amplification effects. Moreover, our paper studies the trade-off between economic growth and financial stability in light of shadow banking...

Since 80s, along with the heating-up competition in finance industry and the liberalization trend of financial supervision, a tendency of integration appears in world three financial service fields, namely banking, insurance, and security. It threats the banking business. The banking industry that always possesses the core position in financial system faces enormous challenges. On the other han...