This paper investigates the factors determining the Malaysian banking consumers’ perception on ebanking transactions. A research framework was developed to testify the statistical relationships among consumer perceptions on e-banking transaction. Factor analysis was performed to extract and decide on the number of factors underlying asset of measured variables of interest. Structural equation m...

The main hypothesis of the paper states that banking loans to private individuals growth rate correlates with the personal consumption growth rate in Croatia. Following the Engle-Granger cointegration and Johansen cointegration approaches on yearly data samples from 1996 to 2012, we found banking loan to private individuals annual growth rate and personal consumption annual growth rate in Croat...

We show that the regulation of bank lending practices is necessary for the optimal provision of private liquidity. In an environment in which bankers cannot commit to repay their creditors, we show that neither an unregulated banking system nor narrow banking can provide the socially e¢ cient amount of liquidity. If the bankers provided such an amount, then they would prefer to default on their...

Users who downloaded this article also downloaded: Pooja Malhotra, Balwinder Singh, (2007),"Determinants of Internet banking adoption by banks in India", Internet Research, Vol. 17 Iss 3 pp. 323-339 http://dx.doi.org/10.1108/10662240710758957 Milind Sathye, (1999),"Adoption of Internet banking by Australian consumers: an empirical investigation", International Journal of Bank Marketing, Vol. 17...

The importance of service delivery technology and online service adoption and usage in the banking industry has received an increased discussion in the literature in recent years. Owing to the fact that Strong online banking services are important drivers for bank performance and customer service delivery; several studies have been carried out on online banking service adoption or acceptance wh...

With the enhancement in technology e-banking like credit Card, Debit Card, Mobile Banking and Internet Banking is the popular medium to transfer the money from one account to another. E-Banking is gaining popularity day by day, which increases the online transaction with the increase in online shopping, online bill payment like electricity, Insurance Premium and other charges, online recharges ...

The introduction of data mining methods in the banking area although conducted in a slower way than in other fields, mainly due to the nature and sensitivity of bank data, can already be considered of great assistance to banks as to prediction, forecasting and decision making. One particular method is the investigation for association rules between products and services a bank offers. Results a...