The importance of internet banking in developing countries cannot be overemphasized as the cost of information and communication technologies are becoming cheaper while the problem of digital divide in these nations continue to be resolved. The Central banks of several developing nations have encouraged their financial institutions to incorporate electronic banking services to broaden their del...

A fundamental shift is occurring in many industries away from the selling of products (e.g. cars) to the provision of services (e.g. transport, car leasing). Essential to the long-term success of businesses in this emerging global environment is the creation of new Integrated Products And Services (IPAS). For example in Rolls-Royce plc (RR) the business model is changing from one of selling pro...

As products become service platforms, customers purchase both products and their associated services. Service attributes affect product choices, and product choices affect to service demand and profit during the products life cycle. Enterprises offering such product service systems (PSS) must co-design products and services to maximize overall profit. This paper proposes an Enterprise-driven Pr...

Background: Media advertisements especially radio and TV are one of the most important and effective ways for health promotion and consumption of healthy productions worldwide. Ministry of Health and some other ministries in Iran agreed to control and restrict the advertising of unhealthy products and services. Therefore, adequate supervision and monitoring should be done in this field.  A...

I n addition to labor force and capital, energy plays a significant role in the production of commodities and services. Energy is the driving force of production activities. Therefore, it is an essential ingredient of growth and development. Results obtained from this paper show that the growth of oil products consumption has a positive effect on economic development via two channels: Firstly,...