Decision-making is one of the steps in problem-solving that can be applied manifold areas from personal situations to management organizations. There are functions and processes lead making a decision; however, it may sound complicated select between decision-making models approaches as different factors outcomes get involved process. This article survey with managerial insight explain what is,...

decision trees as one of the data mining techniques, is used in credit scoring of bank customers. the main problem is the construction of decision trees in that they can classify customers optimally. this paper proposes an appropriate model based on genetic algorithm for credit scoring of banks customers in order to offer credit facilities to each class. genetic algorithm can help in credit sco...