The rapid transition to card payments has sparked a search for effective countermeasures to those who exploit card payment security vulnerabilities to commit payment fraud. A review of these vulnerabilities finds that they are tied together by an information-intensive payment approval system. Especially damaging are large data breaches, which are often the result of criminals gathering informat...

Abstract Following the advances in mobile communication and information technology, smart phones have been used in a wide variety of commercial, social, entertainment, file sharing and health transactions and applications. The current procedures in healthcare environment for patient registration, appointment scheduling and payment are time consuming and somehow tiresome. Traditionally, patie...

2 This report is a summary of ideas collected and developed by the author Anders Gullberg over many years of research on urban transport in general, and ICT and urban transport in particular, in the Vinnova-financed project " TRACS – Travel planners for sustainable cities, a multidisciplinary project at CESC 2010–2015 " 1 1 This is a revised and translated version of Gullberg, A. (2012) 'Så kan...

We introduce a framework so that communities can exchange reputation information about agents in environments where agents are migrating between communities. We view the acquisition of the reputation information as a purchase and focus on the design of a payment function to facilitate the payment for information in a way that motivates communities to truthfully report reputation information for...

This paper introduces a new credit card payment scheme called No Number Credit Card that can significantly reduce the possibility of credit card fraud. The proposed payment system is loosely based on Kerberos, a cryptographic framework that has stood the test of time. In No Number Credit Card, instead of card numbers, only payment tokens are exchanged between the customers and merchants. The to...

In the session initiation protocol (SIP), payments have been proposed as a way for vendors to obtain profit from the services they provide. Payments in SIP have also been proposed for microbilling and even as a solution to SPAM in VoIP systems. Although several proposals exist for making payments in SIP, they present some limitations when we want to pay for access to real-time services: either ...

In today's world, most financial transactions are carried out using done through electronic instruments and in the context of the Information Technology and Internet. Disregarding the application of new technologies at this field and sufficing to traditional ways, will result in financial loss and customer dissatisfaction. The aim of the present study is surveying and analyzing the use of elect...