Large financial institutions such as Bank of America handle hundreds of thousands of wire transactions per day. Although most transactions are legitimate, these institutions have legal and financial obligations in discovering those that are suspicious. With the methods of fraudulent activities ever changing, searching on predefined patterns is often insufficient in detecting previously undiscov...

Vegetation growing on the surface of a streambank has been shown to alter the shear stresses applied to the boundary, but basic questions remain regarding the influence of vegetation and streambank configurations on near-bank hydraulics. In the present study, Froudescaled flume experiments were used to investigate how changes in vegetation density (ratio of frontal area to channel area, includi...

Monetary economists have long recognized a tension between the bene…ts of fractional reserve banking, such as the ability to undertake more pro…table (long-term) investment opportunities, and the di¢ culties associated with it, such as the risk of insolvency for each bank and the associated losses to bank liability holders. I show that a speci…c banking arrangement (a joint-liability scheme) pr...