Microfinance institutions are used to claim that their impact goes beyond money since rescuing from exclusion uncollateralized poor borrowers significantly affects their dignity, self-esteem, social recognition and, through it, life satisfaction. Our paper aims to verify the validity of this claim by evaluating whether access to microfinance loans has significant direct impact on life satisfact...

having the capacity of adaptability is one of the affecting factors of modern organizations success in response to changing customer demands and environment changes. the aim of this research is to investigate the relationship between self-efficiency and organizational capacity of adaptability. statistical population of this research, conducted in 2015 in ahwaz, includes all the faculty members ...

Many studies have pointed out the significant contrast between the creative nature of Web 2.0 learning activities and the structured learning in school. This study proposes an approach to leveraging Web 2.0 learning activities and classroom teaching to help students develop both specific knowledge and creativity based on Csikzentmihalyi’s system model of creativity. The approach considers peer ...

Architectural education requires efficient methods to demonstrate its efficiency to meet the quantitative and qualitative needs derived from modern socio-economic development. In architectural education, the ability to design is an essential part and the main goal of education. Looking at the various methods and patterns related to architectural education and the type and content of instruction...

The purpose of this study was to investigate the relationships among students’ process of study, creative self-efficacy and creativity while attending college. A total of 60 students enrolled in Hsiuping Institute of Technology in central Taiwan were selected as samples for the study. The instruments for this study included three questionnaires to explore the aforesaid aspects. This researchers...

Automatic disorder recognition in speech can be very helpful for the therapist while monitoring therapy progress of the patients with disordered speech. In this article we focus on prolongations. We analyze the signal using Continuous Wavelet Transform with 18 bark scales, we divide the result into vectors (using windowing) and then we pass such vectors into Kohonen network. Quite large search ...

For the last two decades, the state has provided assistance to unemployed people wishing to enter self-employment. The emphasis of assistance has been on advice and training. Financial support has tended to be highly restricted. Yet research has indicated that low initial financing may contribute to business failure and that unemployed people face barriers to accessing commercial loans. The aim...

Two studies examined the relationships between self-rated and objectively measured creative ability and ease of perceiving alternative interpretations of the ambiguous Duck-Rabbit figure. The studies found empirical support for what has previously been a largely analogical connection between figural reversal and creativity, using both self-rated trait creativity and objectively scored creative ...

Virtual agents that engage in dialogue with people can be used for a variety of purposes, including as service and information providers, tutors, confederates in psychology experiments, and role players in social training exercises. It seems reasonable that agents acting as service and information providers, and arguably as tutors, would be be truthful and cooperative. For other applications, h...