Two-stage utility maximization theory has been widely used in the literature to estimate import demand for agricultural commodities that are often inputs. This article examines the overlooked conceptual and empirical limitations of applying two-stage utility maximization theory to model the demand for imported commodities that are inputs. A discussion is presented about how the underutilized th...

OBJECTIVE To determine the health care resources and perceived barriers to care of families attending free vaccine fairs. DESIGN A cross-sectional survey. SETTING Twelve free vaccine fairs in Denver, Colorado, in 1994. PARTICIPANTS A total of 533 consecutive parents or guardians of children receiving vaccine at the fairs. Interventions. None. MEASUREMENTS/RESULTS Survey respondents repo...

nowadays service industry plays an essential and significant role in economic growth and development of nations, while the role and importance of insurance industry as a supporting base of other industries is apparent. on the other hand, the world of insurance is rapidly changing and getting competitive and correct understanding of customers' requirements and their satisfaction are essentials f...

In late 1999, U.S. banking organizations were granted permission to indirectly engage in insurance underwriting by affiliating with insurance companies in a holding company framework. To date, however, few such combinations have occurred and so little empirical evidence on the actual benefits of this sort of merger exists. Most of the available empirical evidence on the risks and returns of ban...

PRIK4TE HEALTII INSURANCE in 1966 continued its expansion in the numher of persons and services covered and in premiums and benefit expenditures. ,4hout four-fifths of the population under age 65 have private health insurance coverage of one type or another. IIealth insurance meets more than 70 percent of all consumer expenditures for hospital care hut less than a third of consumer expenditures...

There are fragmentations in Iran’s health insurance system. Multiple health insurance funds exist, without adequate provisions for transfer or redistribution of cross subsidy among them. Multiple risk pools, including several private secondary insurance schemes, have resulted in a tiered health insurance system with inequitable benefit packages for different segments of the population. Also fra...