• In an incentivized experiment relying on the Convex Time Budget protocol, we document substantial heterogeneity in choice-patterns and estimated parameters at individual-level. Cognitive reflection financial literacy are associated with more patient intertemporal choices. choice patterns that suggest violations of narrow bracketing assumption (i.e., allocate entire budget to a single payment-...

Background: This paper is an effort to analyze cashless payment vs Conventional system in India. The current study focuses on the challenges and threats faced by Indian consumer while using digital money. highlights buying patter of context conventional system. Methods: In theoretical model constructed reviewing different journals based as well evaluates factor effecting purchase decision light...

We use a payment pattern of the type {1k,2k,3k,…} to generalize standard level and increasing annuity polynomial patterns. derive explicit formulas for present value an n-year annuity, m-monthly continuous annuity. also idea extend annuities patterns derived from analytic functions, as well {1r,2r,3r,…}, with r being arbitrary real number. In process, we develop possible approximations k! gamma...

E-banking has grown dramatically with the development of ICT industry and banks offer their services to customers from different channels. Nowadays, considering the great economic benefits of electronic banking systems, the need to pay attention to the expansion of electronic banking is increasingly felt in terms of reducing costs and increasing the bank's profitability. The purpose of this stu...

BACKGROUND The aim of the study was to identify any distinct behavioural patterns in switching between public and privately insured payment classifications between successive episodes of inpatient care within Western Australia between 1980 and 2001 using a novel 'couplet' method of analysing longitudinal data. METHODS The WA Data Linkage System was used to extract all hospital morbidity recor...

payment mechanism health insurance is a serious challenge for policy makers, access to health, continuing care, need to technology, huge expenses a considerable part of health funds is collected. therefore organizing and designing appropriate policies for organizing, financing, payment mechanism for providers and role of diagnostic related groups system. in this study, our main objective study ...