نتایج جستجو برای: there isnt therefore
تعداد نتایج: 1893933 فیلتر نتایج به سال:
insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...
Globally, glaucoma is the major cause of visual impairment. It is a chronic eye disease in which optic nerve damages progressively due to the raised Intraocular Pressure (IOP) of the eye. The technique proposed in this paper allows automatic detection of the glaucoma using digital fundus image by extracting the features like vertical cup to disc ratio (CDR), its area ratio, horizontal to vertic...
efl/esl textbooks have been regarded as essential language teaching materials with which the learners spend about 70 up to 90 percent of their class time. the important role they play and their vast use make them not only influential in learning the language but also in shaping values and attitudes. put it another way, textbooks socialize learners using their contents (i.e. texts, illustrations...
learning-oriented assessment seeks to emphasise that a fundamental purpose of assessment should be to promote learning. it mirrors formative assessment and assessment for learning processes. it can be defined as actions undertaken by teachers and / or students, which provide feedback for the improvement of teaching and learning. it also contrasts with equally important measurement-focused appro...
The worldwide interest in everyday culture, ways of living and doing things which underpin our sense of place is palpable. We have come to appreciate that there is an abundant culture out there with a rich array of meaning and significance. Nowhere is this more abundant than in Asia where outstanding examples of the continuous living/nourishing tradition of history are part of an intricate and ...
Future developments in AI and robotics, brain interfaces, the Internet and virtual and augmented reality, will make possible new types of integration of humans and machines which will change how we think, learn and live. This paper uses a story about a future scenario involving systems of this kind to respond to crises and disasters to explore the possibilities of collective intelligence and co...
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