Islamic banking always strives to improve its reputation in the community by disclosing social responsibility (JSR) and institutional governance (ICG) as well distribution of Zakat funds (ZPR), but these efforts are still not optimal. The study aimed analyze impact JSR, ICG ZPR on reputation, represented Third Party Fund (DPK) Comercial Bank Indonesia (BUS). population this was purely BUS for p...

We empirically analyze the impact of uninsured deposits on a bank’s cost of public debt. Uninsured depositors can exert market discipline over a bank and potentially reduce its agency cost of debt through informed monitoring. We use a sample of public bond issues by U.S. bank holding companies from 1994 to 2013 and find statistically strong evidence that banks with more uninsured deposits relat...

Japan has experienced a deep and prolonged banking crisis in the 1990s. In this paper we attempt to identify the characteristics of companies which have the most to lose from the banks’ malaise. Using stock price data, we calculate abnormal returns of non-financial companies around significant dates in the history of the banking crisis, starting in 1995. The events we study include various gove...

In a dynamic model of originate-to-distribute lending, we examine whether reputation concerns can incentivize a bank to monitor loans it has sold. Investors believe that banks with fewer recent loan defaults are more likely to monitor (“have higher reputation”). In equilibrium, banks monitor more and retain a smaller loan fraction when their reputations are high. Monitoring is harder to sustain...

trust is one of the most important factors for the development of electronic banking. the purpose of this study is to determine effective factors on trust in e-banking in the form of a conceptual model. due to the rapid growth of electronic banking in the country, identify factors affecting trust in e-banking is very important. population of this study is customers of bank melli in urmia. we us...

ABSTRAKPengungkapan ICSR menjadi isu penting yang dapat mempengaruhi reputasi dan profitabilitas bank syariah. Banyak penelitian empiris terkait pengaruh terhadap menunjukan hasil beragam. Misspesifikasi model strategi sebab tersebut. Penelitian ini bertujuan untuk menguji pengungkapan kinerja keuangan syariah dengan mempertimbankan sebagai variabel mediasi visibilitas memoderasi reputasi. Pend...

Introduction: This study aims to examine and analyze the influence of motivation avoid riba, religiosity, reputation social environment Al-Islam Islamic Boarding School alumni Joresan Mlarak Ponorogo on decision use banking products. Research Methods: used a quantitative approach with data collection techniques using questionnaires 97 respondents. The sampling technique snowball analysis multip...