In this paper, we study credit risk transfer (CRT) in an economy with endogenous financing (by both banks and non-bank institutions). Our analysis suggests that the incentive of banks to transfer credit risk is aligned with the regulatory objective of improving stability, and so the recent development of credit derivative instruments is to be welcomed. Moreover, we find the transfer of credit r...

Banks, in order to extend the development of information technology and electronic banking services and its using by customers, in first place, should examine barriers and problems in using information technology. Therefore, in this study we deal with identifying and prioritizing these barriers in Iranian banks. Our method in this research is descriptive-survey. In this way, after the library s...

Reef-like structures referred to as banks are produced by framework-building ahermatypic scleractinians in cool water at various depths, usually below those of hermatypic shallow-water reef corals. The distribution of Holocene banks is closely related to the ecological requirements of the ahermatypic corals. Fifteen major regions of bank development are known today in the Atlantic and Pacific a...

Background: Internet finance has grown rapidly in China over the past years. Through introducing internet finance’s “reducing management cost” and “raising capital cost” effects into bank risk-taking model, this paper systematically investigates the dynamic and heterogeneous influence of internet finance on China commercial banks’ risk-taking. Methods: Using internet finance index based on “tex...

performance evaluation has been developed in the form of management schools along by managerial thought development. banks and financial institutes are one of the most important economic sections to each country which by receipts and payments directing and organizing facilitate business and commercial transactions and develop markets and economic growth and as the main pillars in directing and ...

this paper tries to survey the independence of central bank of iran and its relationship to inflation by using the data of 56 developing countries during 1990s. the results signifies that there are no significant relationship between inflation and the independence of central banks in these countries. in other words, according to the existing evidences, not all the developing countries with high...

With the development of the theory of wavelet transform, biorthogonal wavelet filter banks with linear phase and compact support characteristics are widely used in signal and image processing. We study the multiscale edge detection using anti-symmetrical biorthogonal wavelet filter banks with the same even length based on the analysis of the properties of this wavelet filter banks. The steps of...

‘‘New Tigers” (including city commercial banks) outperform state-owned commercial banks burdened with non-performing loans from unprofitable state-owned enterprises. We study whether this is solely due to superior corporate governance (multiple shareholders versus total government ownership) or also to the favorable environment (the New Tigers target affluent China, while state-owned commercial...