We show how regional prediction of car insurance risks can be improved for finer subregions by combining explanatory modeling with phenomenological models from industrial practice. Motivated by the control-variates technique, we propose a suitable combined predictor when claims data are available for regions but not for subregions. We provide explicit conditions which imply that the mean square...

This article uses panel data from 2000 to 2019 in the China Insurance Yearbook, Rural Statistical Yearbook and National Bureau of Statistics. Based on system generalized moment estimation model, influence density depth agricultural insurance at regional level upgrading optimization industrial structure is studied. The empirical results show that increase has a significant role promoting industr...

Some types of workers such as farmers and soldiers are at a higher risk of work-related injury and illness than workers from other occupations. Despite this fact, they are not covered under the Industrial Safety Health (ISH) Act or the Industrial Accident Compensation Insurance (IACI) Act. The Safety Aid System for Farmers (SASF) is a voluntary insurance scheme, and it is the only public compen...

Workers’ compensation and disability management in the hazardous occupations of mining and construction are ongoing concerns for employers, employees, insurers and Governments. Rising insurance costs, options of self insurance models, highly competitive tendering, legislative rigidities, and escalating costs of compensation, have contributed to industry practices for injured workers that are dr...

Article history: Received 5 September 2012 Received in revised form 13 July 2013 Accepted 15 July 2013 Available online 24 July 2013 This paper provides micro-level evidence on the relationship between labor market conditions and social insurance participation among Chinese industrial firms. I find that the increased scarcity of labor over this period was a quantitatively important driver of pa...

As awareness of environmental issues has grown stronger, over the past 30 years the European Union has created legal standards to protect citizens and mitigate the effects of pollution. All of these measures have had a signifi cant infl uence on industry, increasing the scope of liability and consequently bringing about noteworthy changes for (re)insurance. One of the latest regulations is the ...

References Department of Health and Social Security (1973). Pneumoconiosis and Byssinosis. Report by the Industrial Injuries Advisory Council in accordance with Section 62 of the National Insurance (Industrial Injuries) Act, 1965 on Pneumoconiosis and Byssinosis. Cmnd. 5443. HMSO, London. Medical Research Council (1942). Chronic Pulmonary Disease in South Wales Coalminers. 1. Medical Studies. S...