Borrower level data from over 1,000 agricultural lending relationships are used to examine how several factors influence the costs and returns of extending agricultural credit. The characteristics of agricultural borrowers and their demand for various financial products and services are described. The results also provide estimates of the costs and returns of agricultural lending and the extent...

The present study aim is to offer a systematic method of assessing the credit risk of banks and also to identify key indicators using Decision Making Trial and Evaluation Laboratory (DEMATEL) technique as well as using Logit Regression in order to predict the credit risk of listed banks. The population of the study consists of the legal clients of the bank (Ansar Bank, Bank Saderat Iran, Bank M...

Loan records and lender credit risk classifications are used to examine agricultural credit risk migration. The results include estimates of the likelihood of borrowers transitioning among five credit risk tiers. The paper also examines factors that influence or predict credit risk migration and its impact on loan pricing.

Environmental quality indicators are crucial for responsive and cost-effective policies. The objective of the study is to examine the relationship between environmental quality indicators and financial development in Malaysia. For this purpose, the number of environmental quality indicators has been used, i.e., air pollution measured by carbon dioxide emissions, population density per square ki...

The Russian establishment—politicians, agricultural officials, corporate farm managers, the media — firmly believe that inadequate access to credit is one of the major factors constraining the growth of the agricultural sector. In technical terms, they in effect claim that Russian agriculture faces credit rationing. In this article, we apply discrete regression analysis to study the determinant...

his study investigated the farmers’ feedback on Agricultural Development Project’s (ADP’s) performance. The study was carried out in Kogi State, Nigeria. Interview schedules were used to collect data from 160 contact farmers and 80 field extension workers who were randomly selected using multistage random sampling techniques. The data collected were subjected to both descriptive and non-paramet...

Agricultural extension workers’ service has been placed as the central pattern of agricultural transformation in general and smallholder farmers in particular. Due largely to this commensurately known trend, identifying factors that determine farmers’ access to extension workers’ service and the effect of the service on crop yield was found to be imperative. Cross sectional data was collected t...