How do small business owners learn from experience? Using a cognitive framework, we examine potential impediments to the experiential learning process of small business owner/managers. Supplementing this theory-building exercise, we present illustrative cases and suggest propositions for testing the framework, and perhaps increasing the efficiency of experiential learning among small business o...

What is the magnitude of credit constraint or credit gap affecting small businesses? This paper provides estimates of credit gap, defined as the difference between the desired and actual levels of debt for credit-constrained small businesses using the data from the National Survey of Small Business Finances. The estimated credit gap is approximately 20 percent – credit constrained small busines...

The subject area of the application of information systems to small business is a thoroughly interesting, yet relatively under-researched topic. Small business is an important part of any economy. In the United Kingdom, 25% of the gross domestic product is produced by small business, which employs 65% of the nation’s workers (Ballantine et al., 1998). In Canada, 43% of economic output is accoun...

regarding the importance of small & medium enterprises (smes) in economical and social growth process as well as the special attention of planners and policy-makers to this significant issue, it is necessary to take radical initiatives to improve the conditions of different enterprises. in various studies, connoisseurs and researchers have found that unchallengeable treatment of making small & ...