Over the past decade the most popular design for high-value payment systems has changed, reflecting market needs and the concerns of central banks for systemic stability. Before 1990 most systems were designed on a deferred net settlement (DNS) basis but since then almost all major countries have moved to Real-Time Gross Settlement (RTGS) systems for high-value payments. They are now used widel...

Larval settlement in the fouling polychaete Hydroides elegans Haswell (1883) is mediated by natural biofilms, a complex consortium of marine bacteria, benthic diatoms, protozoa, fungi and adsorbed organic matter. Currently, the inductive effect of natural biofilms on larval settlement is attributed to the bacterial component. In this paper, we present results of an investigation of the diatom c...

Following a planktonic dispersal period of days to months, the larvae of benthic marine organisms must locate suitable seafloor habitat in which to settle and metamorphose. For animals that are sessile or sedentary as adults, settlement onto substrates that are adequate for survival and reproduction is particularly critical, yet represents a challenge since patchily distributed settlement sites...

The dynamic nature of loads, seasonal variation of soil properties, uneven soil strata below footings or inappropriate design of foundation makes differential settlement inevitable. Differential settlement is largely responsible for developing forces or changing the existing forces in the structure and is often considered as the underlying cause of many structural failures. A structural enginee...

measuring the perceived quality of residential environments is one of the fields of inquiry for housing environment researches. most of the data on the perceived quality of residential environments are restricted to existing and large cities experiences. however, little attention has been paid to new town residential complexes particularly in third world countries. residential and neighborhood ...

For sessile organisms, dispersal and recruitment are typically spatially stochastic, but there is little understanding of how this variability scales up to influence processes such as competitive coexistence. Here we argue that coexistence of benthic marine animals is enhanced by stochastic differences between species in the spatial distribution of larval settlement. Differentiation of settleme...

the ground improvement using plastic board drain (pbd) in soft soil was undertaken by sand mat formation, pbd installation, preloading surcharge, and removal of surcharge. during this procedure, the sand mat formation induced an initial settlement. however, it was very difficult to estimate that settlement due to pbd installation, which frequently destroyed the instruments installed in the grou...

Metamorphosis from a pelagic to a benthic stage is a critical transition in the life cycle of sessile marine invertebrates. The barnacle Semibalanus balanoides attaches permanently during settlement, and once attached, its gross location in the adult habitat is fixed. The partitioning of benthic habitat among barnacles in a recruit cohort is often mediated by settlement timing because early set...

In sessile marine invertebrates, larval settlement is fundamental to population maintenance and persistence. Cues contributing to the settlement choices and metamorphosis of larvae have important implications for the success of individuals and populations, but cues mediating larval settlement for many marine invertebrates are largely unknown. This study assessed larval settlement in two common ...