Policy makers in the so-called transition countries, as in all countries, face the challenge of improving the performance of their health systems. These countries share a unique historical experience – the period and collapse of communist rule – and all embarked on an unprecedented social, political and economic transition that began at the end of the 1980s. Despite this shared history, differe...

This issue of the Journal features two papers, Community Rating of Health Insurance and Different Benefit Packages by Matthias Kifman and Alternative Health Insurance Schemes: A Welfare Comparison by Hansen and Keiding, that examine the welfare implications of permitting voluntary supplementary insurance in a regime with a community-rated, compulsory basic insurance package. This is a critical ...

In this paper, we present a simple model of health insurance with asymmetric information, where we compare two alternative ways of organizing the insurance market. Either as a competitive insurance market, where some risks remain uninsured, or as a compulsory scheme, where however, the level of reimbursement of loss is to be determined by majority decision. In a simple welfare comparison, the c...

after forty years, the act of motor vehicle compulsory insurance was amended in 1387(2008).the act has changed some areas and protected third parties rather than former act. some protections are: increasing third parties, development of sphere of insurance and acceptance of an insurance policy as a mortgage in courts. however we see some ambiguities in the late act. the article analyses changes...

This paper investigates the incentive effects of automobile insurance, compulsory insurance laws, and no-fault liability laws on driver behavior and traffic fatalities. We analyze a panel of 50 U.S. states and the District of Columbia for 1970–98, a period in which many states adopted compulsory insurance regulations and/or nofault laws. Using an instrumental variables approach, we find evidenc...