 Academic Honesty  Attendance in Class  Auditing Courses  Credit Hour  Classification of Students by Class Level  Course Credit Policies  Course Registration, Change of Program, and Withdrawal Policies  Course Selection Policies  Planned Educational Leave  Grading System and Policies  Definition of Letter Grading Symbols  Use of Plus/Minus Symbols  Computation of Grade Point Averag...

Capital does not simply flow unimpeded to those who can make the best use of it. Banks need assurance that loans will be repaid. For that reason, they do not lend to those who are too poor to put up collateral. Although the poor may have excellent investment opportunities, they are often excluded from financial markets and unable to invest. There is considerable empirical support for the existe...

Traditional supply chain inventory modes with trade credit usually only assumed that the up-stream suppliers offered the down-stream retailers a fixed credit period. However, in practice the retailers will also provide a credit period to customers to promote the market competition. In this paper, we formulate an optimal supply chain inventory model under two levels of trade credit policy with d...

This paper examines whether and how ownership structure affects the trade credit policies in smalland medium-sized firms (SMEs) using a sample obtained from a survey of Chinese enterprises. Specifically, we examine how ownership concentration affects SMEs’ use of trade credit through influencing the availability of bank credit. We also examine whether the ownership of the ultimate controller in...