The paper examines the impact of monetary policy on bank liquidity hoarding. Using novel measures to capture hoarding in Vietnam during 2007–2019, we find that banks decrease total and all three components (asset-, liability-, off-balance sheet items) when central injects more money into economy. An interesting result appears document hoard event lowered interest rates. Our additional analysis ...

Often in non-life insurance, claims reserves are the largest position on the liability side of the balance sheet. Therefore, the estimation of adequate claims reserves for a portfolio consisting of several run-off subportfolios is relevant for every nonlife insurance company. In the present paper we provide a framework in which we unify the multivariate Chain-ladder (CL) model and the multivari...

Financial intermediaries, such as banks, perform many roles: they screen risks, evaluate and fund worthy entrepreneurs, pool risks, monitor borrowers, refinance projects, and—when confronted with the default in their loans—they perform a valuable role in loss discovery and assessing whether the bankrupt concern is economically viable or not. All these activities, which constitute the actions of...

background and aim: multiple sclerosis is a chronic inflammatory disease of demyelinating lesions in the brain, spinal cord and optic nerve. one of the most debilitating symptoms of multiple sclerosis (ms) patients is impaired balance. thus in people with ms, collecting information about the impact of impaired balance on life style and the disability which is being perceived by the patient is e...

Based on valuation model of residual earnings, we cannot use earnings and losses of balance sheet items recorded in fair value for valuation purposes, for the balance sheet provides a perfect estimate of such items’ value. The purpose of this study is to examine whether net financial expenses are related to the market price of stocks in Iran, because after initial recording of financial debts, ...

The ice sheet-climate interaction as well as the climatic response to orbital parameters and atmospheric CO 2 content are examined in order to drive an ice sheet model throughout an ice age cycle. Feedback processes between ice sheet and atmosphere are analyzed by numerical experiments using a high resolution General Circulation 5 Model (GCM) under different conditions at the Last Glacial Maxim...