banks' major responsibility, as the largest financial intermediaries, is to provide and allocate resources. this activity has its own risks which cause banks to seek ways of preventing or transferring them to other places. islamic banks as substitutes of conventional banks in islamic countries have, in their turn, faced similar risks. in regard to new evolutions in banking industry and man...

Private banking is one of the most profitable services offered by financial institutions in Brazil. In this service, a client should consider suitability range product, during his or her life based on dynamic objectives. It very complex service that involves regulation from governmental agencies, institutions’ interests, and clients’ not uncommon for these aspects to be conflicting, hindering d...

There is no doubt the Internet is a wondrous creation. The entire world is rapidly becoming obsessed with it. With the advancement of technology, there was a long felt need to give recognition to the electronic means as an alternative to paper based banking. The internet has made banking and other business transactions a lot easier because money is easily transferred from bank to bank, employer...

THE PURPOSE OF THIS NOTE is to apply an argument developed in Hülsmann (2009) to a claim used in advocacy of fractional reserve banking (FRB) under a system of free banking (that is, a system of banks lacking any formal, central control [as characterizes the state-monopolized central banking systems of the modern Western world]). Hülsmann considers the effects on the structure of production of ...

During the last years, increased competition among banks has caused many developments in banking experiences and technology, while leading to even more churning customers due to their desire of having the best services. Therefore, it is an extremely significant issue for the banks to identify churning customers and attract them to the banking system again. In order to tackle this issue, this pa...

This paper identifies and investigates the factors which influence customers decision to use a specific form of mobile banking, and specifically focuses on the evaluation of SMSbased mobile banking in India. Other my study plans to connect the gap of research in the acceptance of mobile banking among the customers. Main challenges are what are the Positive and Negative factors which influence t...

This paper presents multifactor authentication method for securing access to e-banking systems in Nigeria using fingerprint recognition and SiteKey authentication. Fingerprint authentication is based on the notion of fingerprint individuality; the idea that fingerprint image of an individual is unique and can be used to uniquely identify him/her. SiteKey authentication on the other hand, uses a...

The Internet has brought about innumerable changes to the way enterprises do business. An essential problem to be solved before the widespread commercial use of the Internet is to provide a trustworthy solution for electronic payment. We propose a multi-agent mediated electronic payment architecture in this paper. It is aimed at providing an agent-based approach to accommodate multiple e-paymen...

Services being developed by the EU Agentcities project require, and would benefit from having security. This paper focuses on analysing and specifying agent security services for an Agentcities e-Banking service. In this version of the service we have defined a set of requirements for core, general and Multi-Multi Agent Systems (MMAS) scenarios to support confidentiality, integrity, and authent...