The views presented here are those of the author and should not be attributed to The Commonwealth Fund or its directors, officers, or staff. Copies of this report are available from The Commonwealth Fund by calling our toll-free publications line at 1-888-777-2744 and ordering publication number 409. The report can also be found on the Fund's website at www.cmwf.org. This paper examines the cap...

Established in 1984, the Wharton Risk Management and Decision Processes Center develops and promotes effective corporate and public policies for low‐probability events with potentially catastrophic consequences through the integration of risk assessment, and risk perception with risk management strategies. Natural disasters, technological hazards, and national and international security issues ...

Data from two surveys are used in this DataWatch to explore Americans' understanding of their health insurance. First, data from a national survey of consumers are used to examine if people with private health insurance correctly report their coverage for six services. Second, information from an evaluation of a pilot project of subsidized insurance in New York is used to investigate how well n...

This paper explores the relationship between the research for and development of vaccines against global pandemics and insurance. It shows that development in advance of pandemics of a portfolio of effective and government-approved vaccines does have some insurance properties: it requires incurring costs that are certain (the costs of discovering, developing, and testing vaccines) in return for...

Background Thirteen percent of Latinos in Massachusetts lack health insurance, the highest rate of any ethnic or racial group. Families without health insurance are more likely to be in poor or fair health, to lack a regular medical provider, and to not have visited a medical provider in the past year. Context The Latino Health Insurance Program is designed as a response both to the high rate o...

Malaysia has invested multi-million ringgit on the Malaysia’s Multipurpose Identity Card (MyKad) initiative for the protection of citizens from terrorism as well as for effective and efficient government and private sector applications. If it is not used, the initiative is wasted. For the success of MyKad adoption, both individual and organizations need to accept this initiative. Prior studies ...

Malaysia has invested multi-million ringgit on the Malaysia’s Multipurpose Identity Card (MyKad) initiative for the protection of citizens from terrorism as well as for effective and efficient government and private sector applications. If it is not used, the initiative is wasted. For the success of MyKad adoption, both individual and organizations need to accept this initiative. Prior studies ...

As the debate over global warming rages, actuaries may be able to play a greater role in evaluating the merits of the opposing views and contributing to climate research itself. Since hurricanes Hugo and Andrew, insurance companies have had to fundamentally rethink pricing, underwriting and financing for catastrophic weather-related coverage. Insurers also have had to consider whether these eve...