The United States alone spends about $700B per year on new and renovated construction. About 20% of this is to assure safety from unwanted fires, which includes the cost of insurance, to make families whole after fires and to recover from business loss. This is an enormous cost to endure every year. Combined with a growing construction market in other countries, this presents a major opportunit...

The paper describes the insurance activity of Vologda merchant Ivan Tikhonovich Bovykin in second third XIX century. main source materials was publications “Vologda Provincial Gazette” for 1838–1860. According to data obtained, I.T. most active authorized agent province, representing largest and famous private institutions Russian Empire different years. From 1847 1859, he, only one engaged tra...

Fire is a key component of many land use systems and a determinant of land change. There is a growing concern that climate change will cause more catastrophic fires, but in many areas the impacts will be mediated by human land use practices. In African savannas, for example, fires are frequent and research finds low inter-annual variability in burned areas in places with highly variable rainfal...

A recently published report of a nationwide survey 1 showed family medical costs in relation to ownership of voluntary health insurance. The present study, based on surveys of a smaller group of families in three areas, permits a similar examination of the effect of health insurance on family spending for medical care. The findings corroborate those of the national study in many respects. In ad...

Since the early 1900s, the federal land management agencies—the Forest Service in particular—have focused their wildfire management efforts on suppression. A century of wildfire suppression policy has created a buildup of natural fuels in the Nation’s forests that contribute to larger, more damaging fires today. This, coupled with the rapid development of the Wildland-Urban Interface, makes tod...

La gestión de las emergencias hace parte fundamental la seguridad y salud en el trabajo. Los incendios se constituyen como más comunes industrias nuestro país todo mundo. Por medio del proceso análisis multi atributo, específicamente jerárquico (AHP), los factores riesgo fueron identificados investigaciones que han realizado usando este método análisis. El nivel importancia cada factor fue calc...