1. This report presents findings of a study of Bank lending to small and medium enterprises (SME) in Serbia 1. The study uses methodology developed by the Bank and already used in a number of studies in South America. The study is based on answers to standard questionnaires and detailed on-site interviews with eight banks. The interviewed banks are the most active in SME lending in Serbia and a...

Social media are nowadays used in all sectors, and likewise frequently within the sports industry. However, there is a lack of studies that offer holistic understanding phenomenon social engagement (SME) this area. Thus, main object present study was elaboration systematic review existing literature past ten years about SME field events. The carried out following PRISMA guidelines. By searching...

Secure multi-execution (SME) is a dynamic technique to ensure secure information flow. In a nutshell, SME enforces security by running one execution of the program per security level, and by reinterpreting input/output operations w.r.t. their associated security level. SME is sound, in the sense that the execution of a program under SME is non-interfering, and precise, in the sense that for pro...

Disaster induced displacement is one of the most frequent phenomena occurring in contemporary world and has been aggravated by factors such as climate change. With systematic interpretation disaster risks, planned relocation recognized a durable solution for post-disaster reconstruction mitigation. Planned initiatives that have executed Sri Lanka mainly followed donor driven owner approaches. T...

The bla(TEM-1) beta-lactamase gene has become widespread due to the selective pressure of beta-lactam use and its stable maintenance on transferable DNA elements. In contrast, bla(SME-1) is rarely isolated and is confined to the chromosome of carbapenem-resistant Serratia marcescens strains. Dissemination of bla(SME-1) via transfer to a mobile DNA element could hinder the use of carbapenems. In...

The design of new consumer chemical products is a complex task at different levels. In addition to the technical challenges formulation, teams should also consider requirements organization where performed. objective this article present knowledge base support decision-making for formulated products, considering organizational dimension. For this, data were collected during ten semi-structured ...

This paper compares the performance of the Structure-Mapping Engzne (SME), a cognitive simulation of analogy, with two aspects of human performance. Gentner’s Structure-Mappzng theory predicts that soundness is highest for relational matches, while accessibility is highest for surface matches. These predictions have been borne out in psychological studies, and here we demonstrate that SME repli...

This research aims to investigate how customer relationship management capabilities (CRMCs) improve engagement and innovation performance. Customer is also tested as a mediator between CRM Furthermore, the distrust moderating role was studied towards CRMCs engagement. Data were collected from 491 owner/managers of SMEs working in Saudi Arabia. The findings revealed that positively predict direc...