abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

Effective and less expensive implementation of plans, protection of projects, and future restoration of structures require the participation of stakeholders in all stages of study, implementation, monitoring, evaluation, and maintenance. Therefore, identifying and classifying indicators and sub-indices that affect people's participation and promoting them in the implementation of watershed and ...

The social structures of the society, as a network, are made up of a set of individuals and the links between them, stimulants and groups; the best way to study social structure is to study the relationships between its members. This study seeks to see how reference to megamalls and commercial complexes impact social networks (bonding, weak or local). The statistical sample of the present study...

in this thesis,spin dependend transport and electron transport through of ng/sg(graphene/ superconductor graphen) are studied in the junction of ng/fgt/sg. due to andreev reflection conductance increases in the presence of superconductor graphene.also, by applying a voltage gate on a superconductor, fermi level shifts and the conductance is independent of ferromagnatic substrate. also, the cond...

the current thesis is composed in five chapters in the following fashion: chapter two encompasses the applied framework of the project in details; the methodology of carl gustav jung to explain the process of individuation, the major archetypes and their attributes and his techniques to assess the mind’s strata are all explained. moreover, the austrian psychoanalysts, heinz kohut’s models of a...

Background and objective This study aims to analyze the network governance of safety and crisis management in Tehran by examining the laws of the fourth development plan and emphasizing the participation of key actors, including government institutions, the private sector, non-governmental organizations, and local communities using social network analysis. Method In this study, 22 laws with 101...