background the major objective of the national health insurance scheme (nhis) in nigeria is to protect families from the financial hardship of large medical bills. catastrophic health expenditure (che) is rampart in nigeria despite the take-off of the nhis. this study aimed to determine if households enrolled in the nhis were protected from having che.   methods the study took place among 714 h...

Social media marketing is playing a growing role in firms’ marketing efforts. However, industry practice suggests that firms have difficulty in quantitatively measuring its impact and implementing effective content management strategy. This study attempts to assess the value of Facebook marketing for the financial success of a movie’s theatrical release, and investigate what kind of high qualit...

The most fundamental idea in economics is that money makes people happy. This paper constructs a test. It studies longitudinal information on the psychological health and reported happiness of approximately 9,000 randomly chosen people. In the spirit of a natural experiment, the paper shows that those in the panel who receive windfalls -by winning lottery money or receiving an inheritance -have...

One of the most visible consumer protections in the Patient Protection and Affordable Care Act is the requirement that health insurers pay out at least 80 percent to 85 percent of premium dollars for medical care expenses. Insurers that pay out less than this minimum "medical loss ratio" (MLR) must rebate the difference to their policyholders, starting in 2011. Using insurers' MLR data from 201...

GenRad, Inc. reported a net loss of $1,824,000 for the second quarter ending June 29 as compared to its 1984 second quarter net income of $4,812,000, and a net loss of $1,694,000 for the six months ending June 29 as compared to its 1984 first-half net income of $6,187,000. The loss of 11 cents per share was on second quarter sales of 58 million dollars; 1984's second quarter earnings of 30 cent...

Bush encroachment leads to land degradation in semiarid to arid regions. Over 45 million hectares of agricultural land in Namibia are affected. This is worrisome as nearly 70% of the Namibian population depends on agricultural activities and the beef industry is the mainstay of the farming communities. This study employed secondary data sources to provide a review of the problems and benefits o...

Peanuts receive major emphasis because of the crop's importance to the economy of southeastern Virginia and the magnitude of pesticide use in crop management. In 1992, growers planted 93,000 acres of the crop and harvested an estimated 123,225 tons of peanuts with a value of ca. 79 million dollars in farm income. When coupled with the shelling, processing and shipping industries in the Tidewate...