Deposit insurance has become an integral element of the modern banking system, which contributes to safety depositors and business stability banks. This paper analyzes conventional Shariah approach deposit insurance. The aims consider features insurance, including their similarities differences. Based on analysis mentioned approaches considering functions in it can be concluded that Islamic mod...

The COVID-19 pandemic that is spreading in Indonesia has affected economic growth, likewise banks sector. This study aims to determine the financial performance factors are by pandemic, both Islamic and conventional banking which included CBGB 2 category so can anticipate it. uses Artificial Neural Network (ANN) method with 6 variables period of January 2020 - September 2020, namely Capital Ade...

In this study, we use a Dynamic Stochastic General Equilibrium (DSGE) model to investigate the household portfolio channel of monetary and credit shocks transmission in Iran. In this regard, we developed a canonical New Keynesian DSGE model with financial and banking sectors. The model is estimated by Bayesian method for the period 1990-2012. The result showed that the current and expected pric...

This study aims to analyze the comparison of financial performance conventional commercial banks before and after implementation branchless banks, namely by measuring ratios Return on Assets (ROA), Operational Costs Operating Income (BOPO), Loan Deposit Ratio (LDR) Capital Adequacy (CAR). research is a comparative with total sample 7 sampling which uses purposive technique so that object have n...

A bank is a multiproduct firm. While its products can be grouped into two broad categories, credit and deposit services, each of these categories comprises many distinct products. In addition to these “traditional banking services,”1 some banks, either directly or through affiliated companies, offer a wider array of financial services. A continuing trend toward deregulation is likely to further...

In the wake of the 2008 financial tsunami, existing methods and tools for managing financial risk have been criticized for weaknesses in monitoring and alleviating risks at the systemic level. A 2009 article in Nature suggested new approaches to modeling economic meltdowns are needed to prevent future financial crises. However, existing studies have not focused on analysis of systemic risk at t...

Abstract Banks’ information technology (IT) capabilities affect their ability to serve customers during the COVID-19 pandemic, which generates an unexpected and unprecedented shock that shifts banking services from in-person digital. Amid mobility restrictions, banks with better IT experience larger reductions in physical branch visits increases website traffic, implying a shift digital banking...