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De Montjoye et al. (Reports, 30 January 2015, p. 536) claimed that most individuals can be reidentified from a deidentified transaction database and that anonymization mechanisms are not effective against reidentification. We demonstrate that anonymization can be performed by techniques well established in the literature.
With the advancement of technology, the use of ATM and credit cards are increased. Cyber fraud and theft are the kinds of threat which result in using these Technologies. It is therefore inevitable to use fraud detection algorithms to prevent fraudulent use of bank cards. Credit card fraud can be thought of as a form of identity theft that consists of an unauthorized access to another person's ...
microfinance, banking to the poor, is a recent global phenomenon introduced as a way for combating the poverty in the 1970’s. before that the poor were not allowed access to credit and loans due to the widespread belief that the poor could not repay loans. but microfinance movement with financial innovations reduced the costs and risks of lending to poor households, and presented as tool for re...
In this study business operations and liquidity and credit risk on price fluctuations on the stock exchange since 2010 to 2013 has been Tehran distance. The sample consisted of 76 company The systematic elimination method is selected. The company had a total of 304 years, in this study, the hypothesis of linear regression and correlation to analyse the data and test hypotheses Eviews software i...
Substantial losses from credit card fraud are forcing retail industry executives to reevaluate the effectiveness of their ability to prevent this type of crime. In 1992, management at Tops Appliance City Inc. decided to reassess its own fraud prevention program in an attempt to prevent future losses. An analysis of the Tops' problem pointed out the need to differentiate legitimate from illegiti...
T his paper investigates the effect of monetary policy on the distribution of economic activity and agglomeration economies within a country. The considered channel for this effectiveness is the availability of credit to firms in various regions and the effects on the labor and consumer welfare. For this purpose, data for manufacturing firms located in 30 different provinces in Iran ...
Existence of risk in banking operations could threaten profitability of banks. Observed crises in banking system mainly were because of inefficiency rolling in credit risk management. The most important instrument that banks need to adopt for monitoring and management of credit risk is customer’s ranking system. In this way the main objective of the present research is to estimate a Logit model...
According to the importance of investigation of behavior costs and effect of the sticky cost on the economic classification chapters cost of government, in this study the efficiency increase and effectiveness of the capital assets acquisition plans are examined by technical implementation of result-oriented approach. This research is applicable in terms of target and descriptive-correlation in...
Charles Sprenger and Joanna Stavins Abstract: Approximately half of credit card holders in the United States regularly carry unpaid credit card debt. These so‐called “revolvers” exhibit payment behavior that differs from that of those who repay their entire credit card balance every month. Previous literature has focused on the adoption of debit cards by people who carry credit card balances, ...
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