The rise of online P2P lending, as a novel economic lending model, brings new opportunities and challenges for the research of credit risk evaluation. This paper aims to mine information from different data sources to improve the performance of credit risk evaluation models. Be-sides the personal financial and demographic data used in traditional models, the authors collect in-formation from (1...

The paper examines factors influencing development of the public warehouse system. Public system primary role is to provide stakeholders in agribusiness financing against stored commodity as collateral. Case study conducted Serbia. Interviews with banks, analyses results, computational and intensive literature research were conducted. Most important for lending receipts from bankers' perspectiv...

Qualitative and phenomenological study based on reports of women between 48 and 55 years old with spontaneous menopause for 12 months or more. Results evidenced five theme categories that were analyzed and interpreted based on Maurice Merleau-Ponty's theoretical-philosophical reference framework. Among the categories that emerged from reports, the theme 'reflecting on sexuality' was emphasized,...

Global banks played a significant role in transmitting the 2007-09 financial crisis to emerging-market economies. We examine adverse liquidity shocks on main developedcountry banking systems and their relationships to emerging markets across Europe, Asia, and Latin America, isolating loan supply from loan demand effects. Loan supply in emerging markets across Europe, Asia, and Latin America was...

Peer-to-Peer (P2P) lending provides online users an innovative loaning and investment vehicle without the intermediation of financial institutions. However, the research on online P2P lending is still scarce. In this study we review relevant literature and conduct a comparative study of online P2P lending practices in the USA and China. We find that two categories of credit information, “hard” ...

Reflection of Heidegger’s Attitude in the Analysis Cézanne’s Paintings from Merleau-Ponty’s Point View based on Theory Being-in-the-World

J ournalists, businessmen, politicians, and regulators are paying increasing attention to the subject of discrimination in lending, with particular emphasis on mortgage lending. It sometimes seems as though the main issues in antidiscrimination efforts have shifted from education and labor markets to the credit markets. Two different federal laws deal with discrimination in lending: the Fair Ho...